08:30 – 5:00

Monday to Friday

5001 California Avenue, Suite 200

661-324-AGAPE

Your Bakersfield Mortgage Professional

October 24, 2021

08:30 – 5:00

Monday to Friday

5001 California Avenue, Suite 200

661-324-AGAPE

Privacy Notice

NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS

 

FACTS What Does Sierra Pacific Mortgage Company, Inc. Do with

your personal information?

Why? Financial companies choose how they share your personal information. Federal law gives

consumers the right to limit some but not all sharing. Federal law also required us to tell you how

we collect, share, and protect your personal information. Please read this notice carefully to

understand what we do.

What? The types of personal information we collect and share depend on the product or service you

have with us. This information can include:

* Social Security Number and Income

Account balances and payment history

Credit history and credit scores

When you are no longer our customer, we continue to share your information as described

in this notice.

How? All financial companies need to share customers’ personal information to run their everyday

business. In the section below, we list the reasons financial companies can share their

customers’ personal information; the reasons Sierra Pacific Mortgage Company, Inc. chooses

to share; and whether you can limit this sharing.

Mortgage Company, Can you limit this

Reasons we can share your personal information Inc. Share? sharing?

For our everyday business purposes —

such as to process your transactions, maintain your account(s), Yes No

responds to court orders and legal investigations, or report to credit

bureaus

For our marketing purposes — Yes No

to offer our products and services to you

For joint marketing with other financial companies No NOT APPLICABLE

For our affiliates’ everyday business purposes — information about your transactions and experiences No NOT APPLICABLE

For our affiliates’ everyday business purposes — No NOT APPLICABLE information about your creditworthiness

For nonaffiliates to market to you No NOT APPLICABLE

Questions? Call 1-800-447-3386 or

go to 1180 Iron Point Road, Suite 200, Folsom, CA. 95630

SPM Custom Form 12/2011

Page 2

Who we are

Who is providing this notice? SIERRA PACIFIC MORTGAGE COMPANY, INC.

What we do

How Does Sierra Pacific Mortgage To protect your personal information from unauthorized access and use,

Company, Inc. protect my personal we use security measures that comply with federal law. These measures

information? include computer safeguards and secured files and buildings.

We collect your personal information, for example, when you

How Does Sierra Pacific Mortgage * Apply for a loan or permit us to obtain a credit report

Company, Inc. collect my personal * Make a payment or personally give us the information

information? We also collect your personal information from others, such as credit

bureaus or other companies

Federal law gives you the right to limit only

* Sharing for affiliates’ everyday business purposes –

information about your creditworthiness

Why can’t I limit all sharing? * Affiliates from using your information to market to you

* Sharing for nonaffiliates to market to you

State Laws and individual companies may give you additional rights to

limit sharing.

Definitions

Companies related by common ownership or control. They can be financial

Affiliates and nonfinancial companies.

* Sierra Pacific Mortgage Company, Inc. has no affiliated companies

with which nonpublic personal information is shared.

Companies not related by common ownership or control. They can be

Nonaffiliates financial and nonfinancial companies.

* Sierra Pacific Mortgage Company, Inc. does not share with

nonaffiliates except as permitted by law.

A formal agreement between nonaffiliated financial companies that

together market financial products or services to you.

Joint Marketing * Sierra Pacific Mortgage Company, Inc. does notshare customers’

information nor conduct joint marketing using customers’ personal

information.

Other important information

Sierra Pacific Mortgage Company, Inc. restricts access to nonpublic personal information about you to those employees who

need to know that information to provide products or services to you. We maintain physical, electronic, and procedural

safeguards that comply with federal regulations to guard your nonpublic personal information. Sierra Pacific Mortgage

Company, Inc. may disclose information about your accounts and transactions (a) where it is necessary or helpful to effect,

process, or confirm your transactions; (b) to verify the existence, history or condition of your account for credit reporting

agencies; (c) to comply with legal processes such as subpoenas and court orders, or to law enforcement authorities if we

believe a crime has been committed; (d) if you give us your consent to share information

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