Anything you submit over our website is 100 percent, fully secure. And we never, ever share it with anyone except by permission -- that is, if you're giving us information you want us to use to get you the best loan, we use that information in the pre-approval process for validation purposes.

Here is a list of the information mortgage lenders will use to consider your loan application.

Social Security Number and date of birth, for borrower and co-borrower if any

Employment History
For the last two years, employment dates, addresses, telephone numbers, salary.
Current pay stubs for 30 days, W-2's/1099's and Federal Tax Returns for 2 years.

Checking, Savings Accounts and Certificates of Deposit
Last 2 months' statements - all pages

Stocks, Bonds, and Investment Accounts 
Last 2 months or last quarter statements

Life Insurance Policies (if there is cash value)

Retirement Plan
Approximate vested interest value
Last 2 months or last quarter statements

Automobiles with a loan balance 
Make and model of automobiles

Other Assets
Market value of personal and household property

Liabilities and Other Non-Mortgage Debt
Creditors names, addresses, account numbers
Monthly payments and balances

If you're self-employed
Two years tax returns, profit and loss statements, both company and personal if separate.
Current balance sheet and profit and loss statement if more than two months into the new fiscal year, signed by CPA.

If you have income from:
Commission
Overtime
Bonus
Partnership
Rental Property
Trust
Notes Receivable
Interest/Dividends
You'll need two years' personal federal tax returns

If employed in family business
Personal federal income tax returns and all schedules for the past two years

If divorced or separated
Complete executed divorce decree and settlement agreement
Payment history of alimony/child support over the past 12 months, if it is a financial obligation.
If you choose to have this be considered as part of your income (you don't have to), be prepared to provide 12 months canceled checks or bank statements reflecting income deposits.

Copy of latest statement for all mortgages.

If you've sold your home but not closed:
A copy of the sales contract and estimated settlement statement.

If you've sold your home, closed, and you will use the proceeds for your new down payment:
A copy of the HUD-1 Uniform Settlement Statement

Name, address and phone number of landlords for the past 24 months

Purchase sales contract or offer to purchase and all addenda
Furnish contract with original signatures of buyer and seller

If a source of your down payment is a gift:
Name, address and relationship of donor.
Gift funds will be verified in both the donor and recipient's accounts.
Note: Not all loan programs allow gifts to be part of your down payment.

For FHA Financing
Evidence of Social Security Number and photo identification

For VA Financing
DD214 and Certificate of Eligibility